Business Banking Credit Analyst - $1, 000 Sign On Bonus
Company: Bank First
Location: Madison
Posted on: August 7, 2022
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Job Description:
**$1,000 Sign On Bonus**Bank First is an equal opportunity
employer committed to creating a diverse workforce. We consider all
qualified applicants without regard to race, religion, color, sex,
national origin, age, sexual orientation, gender identity,
disability or veteran status, among other factors.Bank First was
recently named to the Top 100 Banks to work for in the Country!
Come see why!Position Summary:Responsible for completing in-depth
credit analysis on new and existing clients of the Bank to assist
in the loan decision -making process. Analysis to include a risk
rating determination, properly identifying strengths and
weaknesses, and noting any deviations from the Loan Policy. The
expectation is this position will grow into a Business Banking
Representative (sales).RESPONSIBILITIES:Analyzes financial
statements (including performance ratios) of all levels of quality
to develop an initial assessment as it relates to the borrower's
historical (or projected) operating performance.Prepare written
analysis which will include:credit investigation of the borrower
and guarantorseconomic market conditions as they relate to the
company, industry, and market areain-depth historical financial
analysisin-depth analysis of secondary sources of repayment
including collateralproperly identifying all exceptions to the Loan
PolicyCollection, tracking, and spreading of required business and
personal financial statements.Assist in the tracking and timely
completion of annual credit reviews, as required by the Lending
Policy.Review collateral and loan documentation to ensure accuracy
in comparison to the approved structure. Conduct UCC and/or Real
Estate Title Searches to properly identify collateral position.
Order real estate appraisals or evaluations as needed.Supports
credit administration function for the overall management of the
bank's loan portfolioAdherence to all regulatory and compliance
requirementsCompletion of all bank required trainingParticipate in
customer meetings as requested by the lendersParticipate in civic
activities to promote development of the community and the positive
image of the bank.All other tasks as assignedAdheres to the bank's
Code of EthicsSkills/Knowledge/Abilities:Bachelor's Degree in
Accounting, Finance or Economics is preferredPrior experience in
credit or as credit intern is preferred but is not necessary.
Individuals in this position generally have 0-3 years of
experience.Financial aptitude - basic understanding and ability to
interpret financial statementsStrong verbal and written
communication skillsStrong analytical and mathematical
skillsProficient computer skills (Microsoft Word, Power Point and
Excel)Attention to detailCompetencies:Honesty, Integrity and Ethics
- honesty and integrity is the ability to act in a fair and just
manner, free from deception; ethics is the ability to be guided by
the company's accepted principles of moral conductAccountability -
the individual is willing to accept responsibility and take
ownershipAdaptability - able to adjust quickly to a changing work
environment.Time Management - ability to effectively manage one's
time to complete work according to established deadlines. The
ability to prioritize tasks to make the best use of time for high
priority tasks.Analytical Skills the ability to gather data and
process it into a meaningful formOral / Written Communication -
must be able to communicate thoughts clearly, both orally and
written. Must be able to communicate throughout all levels of the
organization as well as external contacts.Accuracy/Attention to
Detail - regard for important details to assure accuracy; detect
errors; andfollow through on corrections.Organized - the ability to
be structured and methodical in working skillsRelationship Building
the ability to establish and maintain a good rapport and
cooperative relationships with customers and co-workersWorking
under pressure the ability to maintain composure when exposed to
stressResults oriented the ability to drive behaviors to emphasize
achievement. The ability to be self-directed towards
accomplishments, be action oriented, enjoy challenges, and pursue
opportunitiesProblem solver Problem solving skills looks at the
ability of the individuals to recognize courses of action which can
be taken to handle problems or potential problems, and applying
contingency plans to solve those problems.This job description does
not constitute an exhaustive list of responsibilities and
management may revise at any time.
Keywords: Bank First, Madison , Business Banking Credit Analyst - $1, 000 Sign On Bonus, Accounting, Auditing , Madison, Wisconsin
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